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Municipal Coverage

Governmental entities have unique coverage concerns. Because administrations may change with every election cycle, it is easy for potential insurance coverage issues to get lost in the transition. SDV has attorneys who are experienced and skilled in working with local governments to identify and maximize the recovery from the available insurance programs in a timely and effective manner.

Our experience includes:

  • Assessing and pursuing coverage under Employee Benefits Liability and Public Officials Liability claims-made policies
  • Maximizing coverage for exposures that are unique to municipalities, such as lawsuits against police officers
  • Evaluating coverage when multiple governmental agencies are involved
  • Assisting with the administration of self-insurance programs
  • Counseling municipalities on exposures that reach excess layers of insurance
  • Ensuring that municipalities are pursuing all available additional insured coverage

Assessing and advising municipalities regarding potential coverage for computer fraud, email scams, and data theft claims