SDV Partner Gregory Podolak recently published another Expert Commentary article for IRMI – Excess-Only “Other Insurance” Clauses in California.
In the world of construction, parties rely heavily on additional insured endorsements as a means of risk transfer. Owners usually require their general contractors to obtain liability policies that include them as additional insureds, while general contractors require their subcontractors to do the same.
As a result, there are often multiple policies implicated when a loss occurs and, invariably it seems, disputes arise among the various insurers as to how they share, or do not share, in covering the loss. These disputes often center around the policies’ “other insurance” clauses, which set forth how one insurance policy responds to a loss when one or more other policies also cover the loss.
Oct 13, 2016
Gregory D. Podolak