Theresa A. Guertin

Partner 203-287-2119


J.D., Quinnipiac University School of Law, cum laude, 2009
B.A., Boston University, cum laude, 2006

Bio: »

Theresa Guertin has spent her entire career advocating on behalf of policyholders. One of her main focuses is on giving clients the most current, practical perspective on the risk management issues they encounter. Theresa handles issues involving all lines of coverage, and frequently works with SDV’s contractor and broker clients to help spot potential problems in policies before they are issued and help negotiate better terms in policies at renewals.

Theresa has a particular interest in helping clients develop airtight contractual risk transfer provisions, and has extensive experience in developing and rewriting insurance procurement language to meet the changes demands of the insurance and construction industries. She has worked with owner/developers, general contractors, construction managers, and large subcontractors to understand what they are requiring and what they are promising, and to make sure they are getting the insurance they need for their particular project.

Theresa is admitted in multiple state and federal jurisdictions, and last year was admitted to argue before the Seventh Circuit Court of Appeals in a major dispute involving workers’ compensation insurance issued through a wrap-up insurance program. Theresa has been named to the New England Super Lawyers’ Rising Stars list for three consecutive years (2015-2017).  She is active in the Insurance Law Section of the Connecticut Bar Association as the Legislative Liaison for the second consecutive term and, in that role, stays abreast of all new legislation concerning insurance in Connecticut.

Theresa and her husband live in Waterbury, Connecticut with their son, who was born in 2012. She admits to a lifelong passion for writing, which she uses to give clear, plain-English advice to clients, unburdened by legalese, cutting right to the important issues that her clients are concerned about.

Admissions: »

Admissions Federal Court:

  • U.S. District Court, District of Connecticut
  • U.S. District Court, District of New Jersey
  • U.S. District Court, Southern District of New York
  • Seventh Circuit Court of Appeals

Admissions State Court:

  • Connecticut
  • New Jersey
  • New York
Professional Activities: »

American Bar Association

Connecticut Bar Association

  • Legislative Liaison, Insurance Law Section (2014-2018)
  • Vice-Chair, Insurance Law Section (2018-2020)
  • Lawyers’ Collaborative for Diversity –  Board Member (2017 – present)

New York State Bar Association

Honors and Awards: »

Selected to the 2015 – 2017 New England Super Lawyers – Rising Stars list.

Speaking Engagements: »

Allocation Nation: Deal or No Deal?
ABA Women in Litigation Joint Conference

ISO Changes to the Additional Insured Endorsement
PLRB 2017 Claims Conference

Builders Risk for Power and Energy
2016 ABA Section of Litigation Insurance Coverage Litigation Committee Conference

Construction Defect Disputes and Litigation: Using Coverage, Case Law and Indemnification to Shift Liability
National Business Institute Seminar

Reporting Construction Insurance Claims: Maximizing Your Coverage
Clear Law Webinars

Construction Insurance: Tendering Your Claim to the Correct Carrier, Understanding Carriers’ Right to Allocate to Others
Strafford Webinars

CGL Policy Exclusions, Triggers and Indemnification
National Business Institute Webinar

Areas of Coverage Experience: »
  • Risk Transfer
  • Comprehensive General Liability
  • Director & Officers
  • Professional Liability
  • Builder’s Risk
  • Wrap-Ups (OCIPs & CCIPs)
  • First Party Property Damage
  • Additional Insured
  • Business Interruption Claims
  • Construction Defects
  • Completed Operations
  • Product Liability
  • Property Damage and Bodily Injury Related to Mold and Asbestos
  • Bodily Injury Related to Construction
  • Policy Renewal Strategy
  • Coverage for Class Action Complaints
  • Environmental Claims
  • Employment Disputes
  • Homeowner’s Insurance
  • Pollution Liability
  • Unfair Practices
  • Breach of Fiduciary Duty
  • Bad Faith
  • Professional Malpractice
  • Late Notice
  • Allocation
  • Subrogation
  • Contribution
  • Indemnification
  • Duty to Defend
  • Holdbacks
  • Contract Litigation