Tag: employers liability exclusion

Misapplication of the Employers Liability Exclusion in CGL Policies: Precluding Coverage for Non-Employer InsuredsJul 02, 2015

Gregory Podolak and Nicole C. Bikakis recently provided Expert Commentary for the site: The employers liability exclusion is standard in the Insurance Services Office, Inc. (ISO), commercial general liability (CGL) form and is intended to preclude coverage for bodily injury to an insured’s employee. Typically, state workers compensation statutes require employers to carry workers compensation insurance while shielding employers from tort liability for their employees’ injuries, rendering CGL coverage…