Events

Deconstructing Individual and Group Disability Insurance for the Financial Planning Professional: A View from a Policyholder's Attorney

Sept. 18, 2024 – 3:30 PM – 4:30 PM EST

Financial Planning professionals often propose disability insurance for inclusion in their clients’ portfolios. Clients often resist the cost of individual disability insurance based on a misapprehension of the value of such coverage or an incorrect belief that group insurance provided by their employer is sufficient. Having the right disability coverage has positively impacted the lives of countless professionals who suddenly lost the ability to pursue their chosen livelihoods. This presentation will assist new and seasoned financial planners in understanding the differences between individual and group disability coverages to better arm them in protecting their clients.

Learning Objectives:
– Identifying and measuring disability risk exposures so the financial planning professional may explain the benefits of disability insurance to his or her clients.
– Describing how to create a plan for meeting individual disability income needs in consideration of existing coverage under employer plans and disability income insurance options.
– Give case-specific examples of the positive impact having the right disability insurance had on insureds.

Wrap Up Policies (OCIP/CCIP/Design Wraps)

3:00 PM – 3:30 PM PST

This session will discuss:

• Wrap Up vs Traditional Insurance
• Owner vs Contractor as sponsor – what to consider in making a decision
• Condo vs Apartment vs other occupancies
• Common coverage disputes under wrap programs
• Claims handling dos and don’ts under wrap programs

Who Comes in Second? Vertical and Horizontal Policy Limit Exhaustion

Tracy Alan Saxe and Gunter A. Fernandez, Saxe Doernberger & Vita, P.C.

Agenda:

Risk Transfer Methods

– Upstream Party > Downstream Party:
– Contractual Indemnity
– Insurance

– Coverage Overlap
– Priority of Coverage
– Which Policy Responds Second?

– Priority of Coverage: State by State:
– General: states applying horizonal exhaustion
– General: States applying vertical exhaustion

Horizontal Exhaustion

– What is Horizontal Exhaustion?
– Case Study Example
– Important Notes about Horizontal Exhaustion

Vertical Exhaustion

– What is Vertical Exhaustion?
– Case Study Example
– Important Notes about Vertical Exhaustion

Concluding Remarks

– Horizontal/Vertical Exhaustion Checklist
– Sample Excess Policy Endorsement
– Questions

Complex Risk Transfer in Agribusiness Claims

Sept. 11, 2024 – 8:00 AM – 9:00 AM CST

This session will walk through a complex, multifaceted claim involving a citrus cooperative and detail how several lines of insurance played a role in achieving a favorable outcome for the insured. It will explore how contractual relationships influence insurance outcomes on specialty lines of agriculture.

Trending Issues in Construction Insurance

Aug. 24, 2024 – 9:00 AM – 10:00 AM PST

This presentation will examine recurring insurance issues that contractors frequently encounter. Participants will learn to identify critical situations in projects and project disputes where knowledge and consideration of important insurance issues can make or break the contractor’s resulting insurance claim.

Bad Faith Litigation: Discovery of Claims Management Goals and Adjuster-Performance Incentives

Aug. 13, 2024 – 1:00 PM – 2:30 PM EST

The panel will consider these and other key issues:

– Is it necessary to seek punitive damages before discovery of financial information is allowed?
– What kind of temporal or geographic limits may be reasonable for these types of requests?
– What are typical requests and objections?
– In what format should the information be produced and who decides that?

Various Insurance Products for Construction Projects

July 17, 2024 – 11:00 AM – 12:30 PM EST

Diversity, Equity & Inclusion and its Relation to Insurance Law

July 16, 2024

Practice Tips: Advising Your Construction Law Clients on Current Insurance Law Issues

2:10 pm EST

This presentation will address current insurance law issues facing the construction industry and include discussion regarding exclusions to insurance coverage.

A Deep Dive on Wrap-Up Insurance in Construction

June 18, 2024 – 11:00 AM PST

Will S. Bennett, Saxe Doernberger & Vita, P.C.
Joshua Rogove, CR Solutions
Trevor Casey, CR Solutions
Amy Lamb, CR Solutions
Melody Bell, Procor Risk Advisors

Key Learning Outcomes:
– How to determine if your project is a good fit
– Strategies to gain support from owners and developers
– Key benefits and cost savings
– Essential coverages such as general liability and excess liability
– Criteria for managing subcontractor compliance
– Common exclusions, endorsements, and best practices for effective administration
And much more!

Risky Business: Are You Covered? 

June 12, 2024 – 5:30PM – 7:30PM EST

The panel of legal and insurance professionals will share potential scenarios and dive into a wide scope of contractual risks, including valuable insurance strategies to keep you covered and protect your bottom line. Don’t miss this opportunity to equip yourself with the knowledge and strategies to understand these risks and impacts on your business. Please note that this is a members-only event.

Managing Complex Construction Claims

June 13, 2024 – 1:30 PM – 2:45 PM EST

Brian J. Clifford, Saxe Doernberger & Vita, P.C.
Jackson Parmenter, Kelly, Souza & Parmenter, P.C.
Aaron Haimonwitz, NFP

When property damage occurs during construction, multiple insurance policies and various contract provisions could be implicated. Understanding how the coverages may dovetail each other, potential gaps in coverage, and how to effectively rely on the risk transfer terms of the construction contract allows the parties to smoothly manage repairs to the damaged property. By the end of the session, you will be equipped to advise your clients on the risk management tools they need to have in place prior to a loss and what to do in the event one occurs.