SDV Insights

To Brexit or Not to Brexit... What's In Store for the European Insurance Market?

On June 23, 2016, the UK will vote on whether to leave the EU. With the highly anticipated EU Referendum only one month away, there's been a lot of buzz about the effect that a "Brexit" will have on Europe's insurance industry - the world's largest insurance market.

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Policyholders Get Digital Fraud Coverage Boost At 8th Circ.

Greg Podolak was quoted once again in the latest issue of Law360. This recent posting discussed last week's decision by the 8th Circuit Court that coverage must be provided for a bank that was hit by a hacker, even if the negligence of one of the bank employee's was partially to blame.

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Insurance Cases to Watch in the Second Half of 2016

Today's edition of Insurance Law360.com discusses a number of the cases we have been covering in the SDV blog. Partner Gregory D. Podolak was quoted on the following cases:

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Superfund Informational Request Triggers Duty to Defend

Policyholders may remember when it was groundbreaking for courts to characterize the EPA's Potentially Responsible Party letters as a "suit," triggering the duty to defend under a Commercial General Liability policy.

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Eighth Circuit Upholds Award for Bad Faith Failure to Settle

What happens when an insurance company refuses to listen to its own experts and counsel? An aggressive lawsuit and an expensive bad faith award.

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Media Update: Cyber Risk Coverage

SDV’s own Gregory Podolak is well known in the cyber risk world. He’s been quoted recently in two art ...

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Georgia's Supreme Court Extends CGL Pollution Exclusion to Lead Paint Chips

The "pollution exclusion" contained in an insured's policy was at issue in a recent case in Georgia (Georgia Farm Bureau Mutual Insurance Co. v. Smith et al., 2016 Ga. LEXIS 245).

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New York Court Provides Relief to Policyholder in Multiple Decade Pollution Case

Did you know that insurance coverage issues can arise from events that took place over 100 years ago?

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SDV Opposes Rules Change that Would Negatively Affect Policyholders

The ancient document exception to the Federal Rules of Evidence hearsay rule is an important tool for policyholders to put the content of a lost policy into evidence. Long tail claims in occurrence based policies (such as asbestos claims) can be brought many years after the policy was procured. If the policy is subsequently lost, the ancient documents rule is often the only way that a policyholder can establish the content of their policy and receive coverage.

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Fourth Circuit Opens a Portal to Coverage for Data Breach under CGL Policy

On April 11, 2016, the Fourth Circuit held that a records storage company was entitled to a defense under its CGL policy for a class action lawsuit claiming that the company failed to safeguard confidential medical records.

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SDV is headquartered in Connecticut, with regional offices located in New York, New Jersey, Florida, and California to better serve our clients nationwide. We have the experience and insight to effectively address your insurance coverage concerns and provide practical solutions to any risk transfer challenges you face.