SDV Insights

Read our New State by State Survey on CGL Pollution Exclusions


SDV is proud to introduce a new State by State survey showing each state’s interpretation of the CGL pollution exclusion. Some courts adopt a narrow construction, limiting the exclusion to “traditional” environmental contaminants (such as toxic waste). Other courts adopt a broad construction, applying the exclusion to any substance that can be considered an irritant or contaminant (including materials found in nature, and everyday cleaning products). The interpretation of the pollution exclusion under the law of a particular state can be critically important to the outcome of a coverage claim. To view SDV’s new survey please click here.






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SDV is headquartered in Connecticut, with regional offices in New Jersey, Florida, and California to better serve our clients. We are ready to answer your questions and are eager to assist you in developing solutions.