Ninth Circuit Agrees Insured’s Long-Term Disability Claim Not Barred by Res Judicata

In Kayle Flores v. Life Insurance Company of North America1 (“Flores II”), the Ninth Circuit agreed with the insured and reversed the Central District of California’s finding that her Long-Term Disability claim was barred by res judicata. This case has a happy ending for the insured, but really underscores the importance of proceeding against a disability insurer […]

Hiring a Disability Insurance Attorney Before Choosing Your Policy

The experience of applying for disability insurance coverage carries with it novel information. Depending on your profession, policy features and coverage costs could raise questions. Further, the purchase process is often time-consuming and invasive. After all, a disability carrier asks about your medical history, requires you to submit to a height and weight check, blood […]

Maryland Finally set to Diagnose an Allocation Method for Progressive Injuries

The Only Thing Progressing Slower Than Latent Injury Claims are Latent Injury Coverage Rules Maryland’s highest court recently heard arguments regarding the proper method of allocation of the covered damages from a slowly progressing asbestos injury amongst insurance policies in place over a period of years. Rossello v. Zurich American Insurance Company, Case No. 2436 […]